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Bankruptcy Means Test

Wisconsin Bankruptcy Attorneys

Taking the Bankruptcy Means Test

If you are considering filing for Chapter 7 bankruptcy as a means of achieving debt relief, you will first need to complete a bankruptcy means test to determine if you are eligible. At Green and Kapsos Law Offices, L.L.C., we do more than just hand you a form and file the necessary paperwork. We take the time to truly understand your exact needs and properly determine the best course of action for you.

Contact our office in Milwaukee, Wisconsin, for a free consultation. Our bankruptcy lawyers will take the time to explain the process and help you determine the best way to achieve a new beginning.

Inconclusive Results

A bankruptcy means test is the primary indicator of whether you can file for Chapter 7. However, the results are not always conclusive. Depending upon your financial circumstances, you may still qualify for Chapter 7 bankruptcy, despite failing the means test if you can demonstrate to the bankruptcy judge that your filing is not abusive and certain mitigating factors exist.

If you fail the bankruptcy means test, a motion to dismiss your case can be filed by the United States Trustee. We will appeal to the Trustee and explain why they shouldn't file the motion. In the event they prove unwilling to alter their stance, we are more than prepared to fight their motion in Bankruptcy Court, or file for Chapter 13 bankruptcy. At Green and Kapsos, L.L.C., we are always willing to go the extra mile for our clients.

Chapter 13 Provides Debt Relief

Some people are very discouraged by the bankruptcy means test results because they assume that the only way to achieve financial relief is through Chapter 7 bankruptcy. This is not the case. While you do pay back some debts under Chapter 13, you can still regain control over your finances and avoid both repossession and foreclosure. Regardless of the scenario, lawyers William H. Green and Christine Kapsos can help you find the relief you need.

A Creative Approach

At Green and Kapsos, we look at bankruptcy and the means test from a broad perspective. We are not satisfied with the results of just one test, but rather look at our clients' entire financial situation. This allows us to take a creative and more comprehensive approach to our representation.

For more information, contact our Milwaukee office for a free consultation.

Attorney Referrals

We accept non-traditional bankruptcy cases. If you have a client considering bankruptcy and require the counsel of another attorney, we may be able to assist you. Contact us to learn more.

The Fresh Start Law Firm

Free Consultations • Payment Plans • Free Parking • Flexible Appointments • Close to 894 and Oklahoma Avenue

Contact Us Today

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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Call Today: (414) 326-4731

Green & Kapsos Law Offices, L.L.C.

The Fresh Start Law Firm

  • Free Consultations
  • Payment Plans
  • Free Parking
  • Flexible Appointments
  • Close to 894 and Oklahoma Avenue

3216 South 92nd Street - Suite 201
Milwaukee, WI 53227
Phone: (414) 326-4731
Toll-Free: (888) 331-3054
Fax: (414) 543-1164
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